WHY universal mortgage?

Learn more about our philosophy, approach to the mortgage process, level of service, and interest rates.

client testimonials

A very small sampling of the many, many letters of appreciation and gratitude we receive on a regular basis from our past clients.

contact information

There are many ways to get in touch with us at any time of the day or night. Click here to get all of our contact information in one place.

Heidi Stone, NMLS ID: 183778
(718) 210-1150 tel
(212) 407-4335 fax
hstone@universalmortgageinc.com

Heidi has been assisting clients purchase and refinance their homes since 1999. After graduating from college in Wisconsin, Heidi has worked in all facets of real estate - as a mortgage lender, a real estate agent and a title insurance agent. Through these experiences, Heidi has mastered the exciting and unique world of New York real estate. The wealth of experience she has gained over the years supports her constant commitment to excellence as she guides clients through all aspects of the home financing process. In 2009, she welcomed her first child, Alexander. In her free time, you may find her doing gymnastics at Chelsea Piers, riding down the West Side Highway on her Harley Davidson, or just relaxing and taking in the best that New York has to offer.